Compare Financial Referral Apps in India \u2014 Earn Money Online | Finaxy World<\/title>\n<meta name=\"description\" content=\"Compare top financial referral apps in India \u2014 GroMo, BankSathi, OneCode, Aryo, ZET. Real bonus amounts, commission rates and payout speed. Start earning today.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600;9..144,700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=IBM+Plex+Mono:wght@400;500;600&display=swap\" rel=\"stylesheet\">\n<style>\n :root{\n --ink-green:#0E3B2E;\n --ink-green-dark:#092922;\n --paper:#F7F4EC;\n --paper-line:#DCD6C4;\n --text:#1B2B24;\n --text-soft:#4B5A52;\n --amber:#E8A33D;\n --lime:#8BC53F;\n --stamp-red:#B5432E;\n --radius:14px;\n }\n *{box-sizing:border-box; margin:0; padding:0;}\n body{\n background:var(--paper);\n color:var(--text);\n font-family:'Plus Jakarta Sans', sans-serif;\n line-height:1.5;\n -webkit-font-smoothing:antialiased;\n }\n h1,h2,h3{ font-family:'Fraunces', serif; font-weight:600; color:var(--ink-green); letter-spacing:-0.01em;}\n .mono{ font-family:'IBM Plex Mono', monospace; }\n a{ color:inherit; text-decoration:none; }\n img{ max-width:100%; display:block; }\n .wrap{ max-width:1100px; margin:0 auto; padding:0 24px; }\n\n \/* ===== HEADER ===== *\/\n header{ background:var(--ink-green); color:#fff; position:sticky; top:0; z-index:50; }\n .nav-row{ display:flex; align-items:center; justify-content:space-between; padding:16px 24px; max-width:1100px; margin:0 auto; }\n .brand{ font-family:'Fraunces', serif; font-weight:700; font-size:20px; color:#fff; display:flex; align-items:center; gap:8px;}\n .brand-mark{ width:10px; height:10px; border-radius:50%; background:var(--lime); display:inline-block; }\n nav ul{ list-style:none; display:flex; gap:28px; font-size:14px; font-weight:500; }\n nav a{ opacity:.85; transition:opacity .2s; }\n nav a:hover{ opacity:1; }\n .nav-toggle{ display:none; background:none; border:none; color:#fff; font-size:24px; cursor:pointer; }\n\n \/* ===== HERO \u2014 passbook cover ===== *\/\n .hero{\n background:\n repeating-linear-gradient(0deg, transparent, transparent 39px, rgba(255,255,255,0.035) 40px),\n linear-gradient(160deg, var(--ink-green) 0%, var(--ink-green-dark) 100%);\n color:#fff;\n padding:72px 24px 64px;\n position:relative;\n overflow:hidden;\n }\n .hero::after{\n content:\"\";\n position:absolute; right:-60px; top:-60px; width:280px; height:280px;\n border:2px dashed rgba(255,255,255,0.15); border-radius:50%;\n }\n .hero-inner{ max-width:1100px; margin:0 auto; position:relative; z-index:2; }\n .eyebrow{\n display:inline-flex; align-items:center; gap:8px;\n font-family:'IBM Plex Mono', monospace; font-size:12px; letter-spacing:.08em; text-transform:uppercase;\n background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.2);\n padding:6px 14px; border-radius:100px; margin-bottom:24px;\n }\n .eyebrow span{ width:6px; height:6px; background:var(--lime); border-radius:50%; }\n .hero h1{ color:#fff; font-size:clamp(32px,5vw,54px); line-height:1.08; max-width:780px; margin-bottom:18px; }\n .hero p.sub{ font-size:18px; color:rgba(255,255,255,0.75); max-width:560px; margin-bottom:32px; }\n .hero-badges{ display:flex; flex-wrap:wrap; gap:12px; margin-bottom:36px; }\n .badge{\n font-size:13px; font-weight:600; padding:8px 16px; border-radius:100px;\n background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.18);\n }\n .cta-row{ display:flex; gap:14px; flex-wrap:wrap; }\n .btn{\n display:inline-flex; align-items:center; gap:8px;\n padding:14px 26px; border-radius:10px; font-weight:700; font-size:15px;\n cursor:pointer; border:none; transition:transform .15s ease, box-shadow .15s ease;\n }\n .btn:hover{ transform:translateY(-2px); }\n .btn-primary{ background:var(--lime); color:var(--ink-green-dark); box-shadow:0 6px 0 #6a9c2a; }\n .btn-primary:hover{ box-shadow:0 8px 0 #6a9c2a; }\n .btn-ghost{ background:transparent; color:#fff; border:1.5px solid rgba(255,255,255,0.35); }\n .disclaimer-hero{ margin-top:28px; font-size:12.5px; color:rgba(255,255,255,0.55); max-width:600px; }\n\n \/* ===== SECTION HEADERS ===== *\/\n .section{ padding:64px 24px; }\n .section-head{ max-width:640px; margin:0 auto 40px; text-align:center; }\n .section-head .kicker{ font-family:'IBM Plex Mono', monospace; font-size:12px; text-transform:uppercase; letter-spacing:.1em; color:var(--stamp-red); font-weight:600; margin-bottom:10px; }\n .section-head h2{ font-size:clamp(26px,3.5vw,36px); margin-bottom:12px; }\n .section-head p{ color:var(--text-soft); font-size:16px; }\n\n \/* ===== LEDGER TABLE ===== *\/\n .ledger{ max-width:1100px; margin:0 auto; background:#fff; border-radius:var(--radius); overflow:hidden; box-shadow:0 1px 3px rgba(14,59,46,0.08), 0 12px 32px -12px rgba(14,59,46,0.15); border:1px solid var(--paper-line); }\n table{ width:100%; border-collapse:collapse; }\n thead th{\n text-align:left; font-family:'IBM Plex Mono', monospace; font-size:11px; text-transform:uppercase; letter-spacing:.06em;\n color:var(--text-soft); background:#F1EEE2; padding:16px 18px; border-bottom:2px solid var(--paper-line);\n }\n tbody td{ padding:18px; border-bottom:1px solid var(--paper-line); font-size:14.5px; }\n tbody tr:last-child td{ border-bottom:none; }\n tbody tr:hover{ background:#FBFAF5; }\n .app-name{ font-weight:700; color:var(--ink-green); display:flex; align-items:center; gap:10px; }\n .app-logo{ width:32px; height:32px; border-radius:8px; object-fit:cover; border:1px solid var(--paper-line); }\n .amt{ font-family:'IBM Plex Mono', monospace; font-weight:600; color:var(--stamp-red); }\n .tbl-cta{ font-size:12.5px; font-weight:700; color:var(--ink-green); background:#E9F3E2; padding:6px 12px; border-radius:100px; display:inline-block; white-space:nowrap; }\n table a.tbl-cta:hover{ background:var(--lime); }\n\n \/* ===== PASSBOOK ENTRY CARDS ===== *\/\n .entries{ max-width:1100px; margin:0 auto; display:grid; gap:28px; }\n .entry{\n background:#fff; border-radius:var(--radius); border:1px solid var(--paper-line);\n display:grid; grid-template-columns:220px 1fr; overflow:hidden;\n box-shadow:0 1px 2px rgba(14,59,46,0.05);\n }\n .entry-media{ background:#F1EEE2; display:flex; align-items:center; justify-content:center; padding:24px; position:relative; border-right:2px dashed var(--paper-line); }\n .entry-media::before{ content:\"\"; position:absolute; left:-8px; top:50%; width:16px; height:16px; background:var(--paper); border-radius:50%; transform:translateY(-50%); }\n .entry-media img{ border-radius:10px; max-height:110px; object-fit:contain; }\n .entry-body{ padding:26px 28px; }\n .entry-top{ display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:10px; flex-wrap:wrap; }\n .entry-num{ font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--text-soft); }\n .entry-body h3{ font-size:22px; margin-bottom:6px; }\n .stamp{\n font-family:'IBM Plex Mono', monospace; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.05em;\n color:var(--stamp-red); border:1.5px solid var(--stamp-red); padding:4px 10px; border-radius:6px;\n transform:rotate(-3deg); white-space:nowrap;\n }\n .entry-body p{ color:var(--text-soft); font-size:14.5px; margin-bottom:16px; }\n .entry-stats{ display:flex; gap:24px; flex-wrap:wrap; margin-bottom:18px; padding-top:14px; border-top:1px dashed var(--paper-line); }\n .stat-label{ font-size:11px; text-transform:uppercase; letter-spacing:.05em; color:var(--text-soft); font-family:'IBM Plex Mono', monospace; }\n .stat-value{ font-family:'IBM Plex Mono', monospace; font-weight:600; color:var(--ink-green); font-size:15px; }\n .entry-ctas{ display:flex; gap:10px; flex-wrap:wrap; align-items:center; }\n .btn-sm{ padding:10px 20px; border-radius:8px; font-weight:700; font-size:13.5px; background:var(--ink-green); color:#fff; display:inline-block; }\n .btn-sm:hover{ background:var(--ink-green-dark); }\n .btn-outline{ padding:9px 18px; border-radius:8px; font-weight:600; font-size:13px; border:1.5px solid var(--paper-line); color:var(--text-soft); }\n .fine{ font-size:11.5px; color:#9AA39B; margin-top:10px; }\n\n @media(max-width:640px){\n .entry{ grid-template-columns:1fr; }\n .entry-media{ border-right:none; border-bottom:2px dashed var(--paper-line); }\n .entry-media::before{ left:50%; top:-8px; transform:translateX(-50%); }\n table{ font-size:12.5px; }\n thead th, tbody td{ padding:10px; }\n .app-logo{ width:22px; height:22px; }\n }\n\n \/* ===== FAQ ===== *\/\n .faq{ max-width:760px; margin:0 auto; display:grid; gap:2px; }\n .faq-item{ background:#fff; border:1px solid var(--paper-line); border-radius:10px; padding:18px 22px; margin-bottom:10px; }\n .faq-item h4{ font-family:'Plus Jakarta Sans',sans-serif; font-weight:700; font-size:15.5px; color:var(--ink-green); margin-bottom:6px; }\n .faq-item p{ font-size:14.5px; color:var(--text-soft); }\n\n \/* ===== PARTNER CTA BAND ===== *\/\n .partner-band{ background:var(--ink-green); color:#fff; border-radius:20px; max-width:1100px; margin:0 auto; padding:48px 40px; text-align:center; position:relative; overflow:hidden; }\n .partner-band h2{ color:#fff; margin-bottom:12px; }\n .partner-band p{ color:rgba(255,255,255,0.75); max-width:480px; margin:0 auto 28px; }\n\n \/* ===== FOOTER ===== *\/\n footer{ background:var(--ink-green-dark); color:rgba(255,255,255,0.6); padding:48px 24px 28px; margin-top:64px; }\n .footer-inner{ max-width:1100px; margin:0 auto; display:flex; flex-wrap:wrap; justify-content:space-between; gap:32px; padding-bottom:28px; border-bottom:1px solid rgba(255,255,255,0.1); }\n .footer-brand{ font-family:'Fraunces', serif; color:#fff; font-size:18px; font-weight:700; margin-bottom:10px; }\n .footer-col h5{ font-size:12px; text-transform:uppercase; letter-spacing:.06em; color:rgba(255,255,255,0.4); margin-bottom:14px; font-family:'IBM Plex Mono', monospace; }\n .footer-col a{ display:block; font-size:14px; margin-bottom:10px; color:rgba(255,255,255,0.75); }\n .footer-col a:hover{ color:#fff; }\n .footer-bottom{ max-width:1100px; margin:20px auto 0; display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; font-size:12.5px; }\n .footer-disclaimer{ max-width:1100px; margin:0 auto; font-size:12px; color:rgba(255,255,255,0.35); padding-top:20px; line-height:1.6; }\n\n \/* ===== FLOATING WHATSAPP ===== *\/\n .wa-float{\n position:fixed; bottom:22px; right:22px; z-index:60;\n background:#25D366; color:#fff; width:56px; height:56px; border-radius:50%;\n display:flex; align-items:center; justify-content:center; box-shadow:0 8px 20px rgba(0,0,0,0.25);\n font-size:26px; transition:transform .2s;\n }\n .wa-float:hover{ transform:scale(1.08); }\n\n @media(max-width:780px){\n nav ul{ display:none; }\n }\n<\/style>\n<\/head>\n<body>\n\n<header>\n <div class=\"nav-row\">\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/\" class=\"brand\"><span class=\"brand-mark\"><\/span>Earn Money Online<\/a>\n <nav>\n <ul>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/\">Home<\/a><\/li>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/about\/\">About Us<\/a><\/li>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/contact\/\">Contact<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/div>\n<\/header>\n\n\n<section class=\"hero\">\n <div class=\"hero-inner\">\n <div class=\"eyebrow\"><span><\/span> No signup fee \u00b7 No office required<\/div>\n <h1>Refer financial products. Earn a commission when it converts.<\/h1>\n <p class=\"sub\">Five referral programs \u2014 GroMo, BankSathi, OneCode, Aryo and ZET \u2014 where an approved lead can earn you a payout. Terms, eligibility and payout timing are set by each platform, not by us.<\/p>\n <div class=\"hero-badges\">\n <span class=\"badge\">\ud83d\udcb8 Payouts as published by each app<\/span>\n <span class=\"badge\">\ud83d\udcf1 Mobile-only, no office<\/span>\n <span class=\"badge\">\ud83d\udd01 Some apps offer network-based commission<\/span>\n <\/div>\n <div class=\"cta-row\">\n <a href=\"#ledger\" class=\"btn btn-primary\">Compare all 5 apps \u2193<\/a>\n <a href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" class=\"btn btn-ghost\" target=\"_blank\" rel=\"noopener\">Join WhatsApp Channel<\/a>\n <\/div>\n <p class=\"disclaimer-hero\">These are third-party referral\/affiliate programs \u2014 not investment or lending products offered by us. We are not SEBI, RBI or IRDAI registered for these programs, do not guarantee approvals, payouts or earnings, and may earn a commission if you sign up. Verify current terms inside each app before participating.<\/p>\n <\/div>\n<\/section>\n\n\n<section class=\"section\" id=\"ledger\">\n <div class=\"section-head\">\n <div class=\"kicker\">The Ledger<\/div>\n <h2>Five apps, side by side<\/h2>\n <p>Real numbers pulled straight from each program \u2014 no guessing which one pays best for you.<\/p>\n <\/div>\n <div class=\"ledger\">\n <table>\n <thead>\n <tr>\n <th>App<\/th>\n <th>Welcome Bonus<\/th>\n <th>Per-Sale Commission<\/th>\n <th>Network Income<\/th>\n <th><\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/gromo.png\" alt=\"GroMo\">GroMo<\/td>\n <td class=\"amt\">\u20b9550 \u2013 \u20b91,150<\/td>\n <td class=\"amt\">Up to \u20b92,950\/sale<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/app.gromo.co.in\/pWFG8Lu5e3b\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/banksathi-loan-apps.png\" alt=\"BankSathi\">BankSathi<\/td>\n <td class=\"amt\">\u20b9500<\/td>\n <td class=\"amt\">Per approval<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/onecode.jpg\" alt=\"OneCode\">OneCode<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Up to \u20b950,000\/mo<\/td>\n <td class=\"amt\">10% lifetime<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral \" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/unnamed.jpg\" alt=\"Aryo\">Aryo<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Per lead<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/app.aryo.co.in\/refAr\/nHztSX6WXLRsayEwMGrJUGOOC9k2\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/Refer-and-earn.jpg\" alt=\"ZET\">ZET<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Up to \u20b91,00,000\/mo<\/td>\n <td class=\"amt\">15% lifetime<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/go\/zet-finacial-refer-apps\/\">Get Started<\/a><\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <p class=\"fine\" style=\"text-align:center; margin-top:16px;\">Figures shown are as published by each program and may change without notice \u2014 confirm current bonus amounts inside the app before relying on them. Earnings are not guaranteed and depend on approval by the respective platform. We may earn a commission if you sign up, at no extra cost to you.<\/p>\n<\/section>\n\n\n<section class=\"section\" style=\"background:#fff;\">\n <div class=\"section-head\">\n <div class=\"kicker\">Entry Details<\/div>\n <h2>Read the fine print, then decide<\/h2>\n <p>Each entry below is exactly what the program offers \u2014 no repeated blocks, no inflated claims.<\/p>\n <\/div>\n\n <div class=\"entries\">\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/gromo.png\" alt=\"GroMo app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 01<\/span><h3>GroMo<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Sell financial products \u2014 credit cards, insurance, demat and savings accounts \u2014 for 40+ partner brands. Over 15 lakh people already use the app.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Welcome Bonus*<\/div><div class=\"stat-value\">\u20b9550<\/div><\/div>\n <div><div class=\"stat-label\">3rd Sale Gift*<\/div><div class=\"stat-value\">Up to \u20b91,150<\/div><\/div>\n <div><div class=\"stat-label\">Per Sale*<\/div><div class=\"stat-value\">Up to \u20b92,950<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/go\/gromo-refer\/\">Install GroMo<\/a>\n <a class=\"btn-outline\" href=\"https:\/\/app.gromo.co.in\/pWFG8Lu5e3b\" target=\"_blank\" rel=\"noopener\">Direct Play Store Link<\/a>\n <\/div>\n <p class=\"fine\">Or enter referral code at signup: <span class=\"mono\">58756761<\/span>. *As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/banksathi-loan-apps.png\" alt=\"BankSathi app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 02<\/span><h3>BankSathi<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Refer banking products \u2014 savings accounts, credit cards and loans \u2014 and earn a fixed bonus on your first signup, no investment required.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Welcome Bonus<\/div><div class=\"stat-value\">\u20b9500<\/div><\/div>\n <div><div class=\"stat-label\">Investment<\/div><div class=\"stat-value\">None<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Install BankSathi<\/a>\n <a class=\"btn-outline\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Direct Play Store Link<\/a>\n <\/div>\n <p class=\"fine\">We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/onecode.jpg\" alt=\"OneCode app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 03<\/span><h3>OneCode<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Share financial products from 40+ partner banks, NBFCs and fintech companies, as listed inside the app. Referring others to join your network can add further commission.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Earning Potential*<\/div><div class=\"stat-value\">Up to \u20b950,000\/mo<\/div><\/div>\n <div><div class=\"stat-label\">Network Commission<\/div><div class=\"stat-value\">10% lifetime<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral\" target=\"_blank\" rel=\"noopener\">Install OneCode<\/a>\n <\/div>\n <p class=\"fine\">*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/unnamed.jpg\" alt=\"Aryo app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 04<\/span><h3>Aryo<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>A lead-sharing app for financial products \u2014 download, share your link, and start earning from anywhere, anytime.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Model<\/div><div class=\"stat-value\">Per-lead sharing<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/app.aryo.co.in\/refAr\/nHztSX6WXLRsayEwMGrJUGOOC9k2\" target=\"_blank\" rel=\"noopener\">Install Aryo<\/a>\n <\/div>\n <p class=\"fine\">We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/Refer-and-earn.jpg\" alt=\"ZET app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 05<\/span><h3>ZET<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Sell financial products from 50+ partner banks and NBFCs, as listed inside the app. Referring others to join your network can add further commission.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Earning Potential*<\/div><div class=\"stat-value\">Up to \u20b91,00,000\/mo<\/div><\/div>\n <div><div class=\"stat-label\">Network Commission<\/div><div class=\"stat-value\">15% lifetime<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral\" target=\"_blank\" rel=\"noopener\">Install ZET<\/a>\n <\/div>\n <p class=\"fine\">*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n <\/div>\n<\/section>\n\n\n<section class=\"section\">\n <div class=\"section-head\">\n <div class=\"kicker\">Before You Start<\/div>\n <h2>Questions people usually ask<\/h2>\n <\/div>\n <div class=\"faq\">\n <div class=\"faq-item\">\n <h4>Can I really earn money from these apps?<\/h4>\n <p>Yes \u2014 these are legitimate referral programs that pay a commission for every approved lead or sale. Your income depends on your effort and network, not a fixed guaranteed amount.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>Do I need to invest any money?<\/h4>\n <p>No. GroMo, BankSathi, OneCode, Aryo and ZET are all free to join. Any app asking you to pay to sign up is not one of these five.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>Is this SEBI or RBI registered investment advice?<\/h4>\n <p>No. These are referral\/affiliate programs for loans, cards and insurance products \u2014 not investment advisory. Nothing here should be treated as financial advice.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>How fast do payouts happen?<\/h4>\n <p>Timelines vary by app, typically anywhere from 24 hours to about a week after an approved sale \u2014 check the current terms inside each app.<\/p>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"section\">\n <div class=\"partner-band\">\n <h2>Want to become a full-time DSA partner?<\/h2>\n <p>Register with our loan and financial product partner network for higher-value referrals and dedicated support.<\/p>\n <a class=\"btn btn-primary\" href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfXAi9GOPo-oyFnHgAnQkDem9aoG5jaCwPeC2dRsHAnguK7IA\/viewform\" target=\"_blank\" rel=\"noopener\">Register as a Partner<\/a>\n <\/div>\n<\/section>\n\n\n<footer>\n <div class=\"footer-inner\">\n <div style=\"max-width:280px;\">\n <div class=\"footer-brand\">Earn Money Online<\/div>\n <p style=\"font-size:13.5px; line-height:1.6;\">A curated list of financial referral apps for anyone in India looking to earn from home \u2014 no investment, no office, no MLM.<\/p>\n <\/div>\n <div class=\"footer-col\">\n <h5>Explore<\/h5>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/\">Home<\/a>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/about\/\">About Us<\/a>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/contact\/\">Contact<\/a>\n <\/div>\n <div class=\"footer-col\">\n <h5>Follow<\/h5>\n <a href=\"https:\/\/www.facebook.com\/groups\/loandsacreditcard\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>\n <a href=\"https:\/\/x.com\/MDEnterprise61\">Twitter<\/a>\n <a href=\"https:\/\/www.instagram.com\/mdenterprise61\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>\n <a href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" target=\"_blank\" rel=\"noopener\">WhatsApp Channel<\/a>\n <\/div>\n <\/div>\n <div class=\"footer-bottom\">\n <span>\u00a9 2026 Earn Money Online<\/span>\n <span>Built for Finaxy World<\/span>\n <\/div>\n <p class=\"footer-disclaimer\">This site lists third-party referral\/affiliate programs for informational purposes only and is not SEBI, RBI or IRDAI registered financial or lending advice. We do not operate, control or guarantee the terms, approvals, payouts or earnings of any listed app \u2014 those are set solely by each platform and are subject to change. Referral income shown is illustrative, not guaranteed, and depends on individual effort and approvals; it is not employment or a fixed-income opportunity. Any network\/team-based commission described belongs to the respective app’s own referral structure and is not operated by us. We may earn a commission if you sign up through a link on this page, at no extra cost to you. Please add real Privacy Policy, Terms and Contact pages here \u2014 placeholders were left in the original source and must be replaced before publishing.<\/p>\n<\/footer>\n\n<a class=\"wa-float\" href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" aria-label=\"Join our chat channel\" target=\"_blank\" rel=\"noopener\">\n <svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5z\"\/><\/svg>\n<\/a>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Compare Financial Referral Apps in India \u2014 Earn Money Online | Finaxy World Earn Money Online Home About Us Contact … <\/p>\n<p class=\"read-more-container\"><a title=\"\" class=\"read-more button\" href=\"https:\/\/earnmoney.finaxyworld.com\/#more-148\" aria-label=\"More on \">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":257,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-148","page","type-page","status-publish","has-post-thumbnail","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":74,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148\/revisions"}],"predecessor-version":[{"id":351,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148\/revisions\/351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/media\/257"}],"wp:attachment":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/media?parent=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":148,"date":"2022-10-06T13:58:19","date_gmt":"2022-10-06T13:58:19","guid":{"rendered":"https:\/\/earnmoney.finaxyworld.com\/?page_id=148"},"modified":"2026-07-03T07:20:16","modified_gmt":"2026-07-03T07:20:16","slug":"referal-app","status":"publish","type":"page","link":"https:\/\/earnmoney.finaxyworld.com\/","title":{"rendered":""},"content":{"rendered":"\n\n\n\n\n\nCompare Financial Referral Apps in India \u2014 Earn Money Online | Finaxy World<\/title>\n<meta name=\"description\" content=\"Compare top financial referral apps in India \u2014 GroMo, BankSathi, OneCode, Aryo, ZET. Real bonus amounts, commission rates and payout speed. Start earning today.\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600;9..144,700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=IBM+Plex+Mono:wght@400;500;600&display=swap\" rel=\"stylesheet\">\n<style>\n :root{\n --ink-green:#0E3B2E;\n --ink-green-dark:#092922;\n --paper:#F7F4EC;\n --paper-line:#DCD6C4;\n --text:#1B2B24;\n --text-soft:#4B5A52;\n --amber:#E8A33D;\n --lime:#8BC53F;\n --stamp-red:#B5432E;\n --radius:14px;\n }\n *{box-sizing:border-box; margin:0; padding:0;}\n body{\n background:var(--paper);\n color:var(--text);\n font-family:'Plus Jakarta Sans', sans-serif;\n line-height:1.5;\n -webkit-font-smoothing:antialiased;\n }\n h1,h2,h3{ font-family:'Fraunces', serif; font-weight:600; color:var(--ink-green); letter-spacing:-0.01em;}\n .mono{ font-family:'IBM Plex Mono', monospace; }\n a{ color:inherit; text-decoration:none; }\n img{ max-width:100%; display:block; }\n .wrap{ max-width:1100px; margin:0 auto; padding:0 24px; }\n\n \/* ===== HEADER ===== *\/\n header{ background:var(--ink-green); color:#fff; position:sticky; top:0; z-index:50; }\n .nav-row{ display:flex; align-items:center; justify-content:space-between; padding:16px 24px; max-width:1100px; margin:0 auto; }\n .brand{ font-family:'Fraunces', serif; font-weight:700; font-size:20px; color:#fff; display:flex; align-items:center; gap:8px;}\n .brand-mark{ width:10px; height:10px; border-radius:50%; background:var(--lime); display:inline-block; }\n nav ul{ list-style:none; display:flex; gap:28px; font-size:14px; font-weight:500; }\n nav a{ opacity:.85; transition:opacity .2s; }\n nav a:hover{ opacity:1; }\n .nav-toggle{ display:none; background:none; border:none; color:#fff; font-size:24px; cursor:pointer; }\n\n \/* ===== HERO \u2014 passbook cover ===== *\/\n .hero{\n background:\n repeating-linear-gradient(0deg, transparent, transparent 39px, rgba(255,255,255,0.035) 40px),\n linear-gradient(160deg, var(--ink-green) 0%, var(--ink-green-dark) 100%);\n color:#fff;\n padding:72px 24px 64px;\n position:relative;\n overflow:hidden;\n }\n .hero::after{\n content:\"\";\n position:absolute; right:-60px; top:-60px; width:280px; height:280px;\n border:2px dashed rgba(255,255,255,0.15); border-radius:50%;\n }\n .hero-inner{ max-width:1100px; margin:0 auto; position:relative; z-index:2; }\n .eyebrow{\n display:inline-flex; align-items:center; gap:8px;\n font-family:'IBM Plex Mono', monospace; font-size:12px; letter-spacing:.08em; text-transform:uppercase;\n background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.2);\n padding:6px 14px; border-radius:100px; margin-bottom:24px;\n }\n .eyebrow span{ width:6px; height:6px; background:var(--lime); border-radius:50%; }\n .hero h1{ color:#fff; font-size:clamp(32px,5vw,54px); line-height:1.08; max-width:780px; margin-bottom:18px; }\n .hero p.sub{ font-size:18px; color:rgba(255,255,255,0.75); max-width:560px; margin-bottom:32px; }\n .hero-badges{ display:flex; flex-wrap:wrap; gap:12px; margin-bottom:36px; }\n .badge{\n font-size:13px; font-weight:600; padding:8px 16px; border-radius:100px;\n background:rgba(255,255,255,0.08); border:1px solid rgba(255,255,255,0.18);\n }\n .cta-row{ display:flex; gap:14px; flex-wrap:wrap; }\n .btn{\n display:inline-flex; align-items:center; gap:8px;\n padding:14px 26px; border-radius:10px; font-weight:700; font-size:15px;\n cursor:pointer; border:none; transition:transform .15s ease, box-shadow .15s ease;\n }\n .btn:hover{ transform:translateY(-2px); }\n .btn-primary{ background:var(--lime); color:var(--ink-green-dark); box-shadow:0 6px 0 #6a9c2a; }\n .btn-primary:hover{ box-shadow:0 8px 0 #6a9c2a; }\n .btn-ghost{ background:transparent; color:#fff; border:1.5px solid rgba(255,255,255,0.35); }\n .disclaimer-hero{ margin-top:28px; font-size:12.5px; color:rgba(255,255,255,0.55); max-width:600px; }\n\n \/* ===== SECTION HEADERS ===== *\/\n .section{ padding:64px 24px; }\n .section-head{ max-width:640px; margin:0 auto 40px; text-align:center; }\n .section-head .kicker{ font-family:'IBM Plex Mono', monospace; font-size:12px; text-transform:uppercase; letter-spacing:.1em; color:var(--stamp-red); font-weight:600; margin-bottom:10px; }\n .section-head h2{ font-size:clamp(26px,3.5vw,36px); margin-bottom:12px; }\n .section-head p{ color:var(--text-soft); font-size:16px; }\n\n \/* ===== LEDGER TABLE ===== *\/\n .ledger{ max-width:1100px; margin:0 auto; background:#fff; border-radius:var(--radius); overflow:hidden; box-shadow:0 1px 3px rgba(14,59,46,0.08), 0 12px 32px -12px rgba(14,59,46,0.15); border:1px solid var(--paper-line); }\n table{ width:100%; border-collapse:collapse; }\n thead th{\n text-align:left; font-family:'IBM Plex Mono', monospace; font-size:11px; text-transform:uppercase; letter-spacing:.06em;\n color:var(--text-soft); background:#F1EEE2; padding:16px 18px; border-bottom:2px solid var(--paper-line);\n }\n tbody td{ padding:18px; border-bottom:1px solid var(--paper-line); font-size:14.5px; }\n tbody tr:last-child td{ border-bottom:none; }\n tbody tr:hover{ background:#FBFAF5; }\n .app-name{ font-weight:700; color:var(--ink-green); display:flex; align-items:center; gap:10px; }\n .app-logo{ width:32px; height:32px; border-radius:8px; object-fit:cover; border:1px solid var(--paper-line); }\n .amt{ font-family:'IBM Plex Mono', monospace; font-weight:600; color:var(--stamp-red); }\n .tbl-cta{ font-size:12.5px; font-weight:700; color:var(--ink-green); background:#E9F3E2; padding:6px 12px; border-radius:100px; display:inline-block; white-space:nowrap; }\n table a.tbl-cta:hover{ background:var(--lime); }\n\n \/* ===== PASSBOOK ENTRY CARDS ===== *\/\n .entries{ max-width:1100px; margin:0 auto; display:grid; gap:28px; }\n .entry{\n background:#fff; border-radius:var(--radius); border:1px solid var(--paper-line);\n display:grid; grid-template-columns:220px 1fr; overflow:hidden;\n box-shadow:0 1px 2px rgba(14,59,46,0.05);\n }\n .entry-media{ background:#F1EEE2; display:flex; align-items:center; justify-content:center; padding:24px; position:relative; border-right:2px dashed var(--paper-line); }\n .entry-media::before{ content:\"\"; position:absolute; left:-8px; top:50%; width:16px; height:16px; background:var(--paper); border-radius:50%; transform:translateY(-50%); }\n .entry-media img{ border-radius:10px; max-height:110px; object-fit:contain; }\n .entry-body{ padding:26px 28px; }\n .entry-top{ display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:10px; flex-wrap:wrap; }\n .entry-num{ font-family:'IBM Plex Mono', monospace; font-size:12px; color:var(--text-soft); }\n .entry-body h3{ font-size:22px; margin-bottom:6px; }\n .stamp{\n font-family:'IBM Plex Mono', monospace; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.05em;\n color:var(--stamp-red); border:1.5px solid var(--stamp-red); padding:4px 10px; border-radius:6px;\n transform:rotate(-3deg); white-space:nowrap;\n }\n .entry-body p{ color:var(--text-soft); font-size:14.5px; margin-bottom:16px; }\n .entry-stats{ display:flex; gap:24px; flex-wrap:wrap; margin-bottom:18px; padding-top:14px; border-top:1px dashed var(--paper-line); }\n .stat-label{ font-size:11px; text-transform:uppercase; letter-spacing:.05em; color:var(--text-soft); font-family:'IBM Plex Mono', monospace; }\n .stat-value{ font-family:'IBM Plex Mono', monospace; font-weight:600; color:var(--ink-green); font-size:15px; }\n .entry-ctas{ display:flex; gap:10px; flex-wrap:wrap; align-items:center; }\n .btn-sm{ padding:10px 20px; border-radius:8px; font-weight:700; font-size:13.5px; background:var(--ink-green); color:#fff; display:inline-block; }\n .btn-sm:hover{ background:var(--ink-green-dark); }\n .btn-outline{ padding:9px 18px; border-radius:8px; font-weight:600; font-size:13px; border:1.5px solid var(--paper-line); color:var(--text-soft); }\n .fine{ font-size:11.5px; color:#9AA39B; margin-top:10px; }\n\n @media(max-width:640px){\n .entry{ grid-template-columns:1fr; }\n .entry-media{ border-right:none; border-bottom:2px dashed var(--paper-line); }\n .entry-media::before{ left:50%; top:-8px; transform:translateX(-50%); }\n table{ font-size:12.5px; }\n thead th, tbody td{ padding:10px; }\n .app-logo{ width:22px; height:22px; }\n }\n\n \/* ===== FAQ ===== *\/\n .faq{ max-width:760px; margin:0 auto; display:grid; gap:2px; }\n .faq-item{ background:#fff; border:1px solid var(--paper-line); border-radius:10px; padding:18px 22px; margin-bottom:10px; }\n .faq-item h4{ font-family:'Plus Jakarta Sans',sans-serif; font-weight:700; font-size:15.5px; color:var(--ink-green); margin-bottom:6px; }\n .faq-item p{ font-size:14.5px; color:var(--text-soft); }\n\n \/* ===== PARTNER CTA BAND ===== *\/\n .partner-band{ background:var(--ink-green); color:#fff; border-radius:20px; max-width:1100px; margin:0 auto; padding:48px 40px; text-align:center; position:relative; overflow:hidden; }\n .partner-band h2{ color:#fff; margin-bottom:12px; }\n .partner-band p{ color:rgba(255,255,255,0.75); max-width:480px; margin:0 auto 28px; }\n\n \/* ===== FOOTER ===== *\/\n footer{ background:var(--ink-green-dark); color:rgba(255,255,255,0.6); padding:48px 24px 28px; margin-top:64px; }\n .footer-inner{ max-width:1100px; margin:0 auto; display:flex; flex-wrap:wrap; justify-content:space-between; gap:32px; padding-bottom:28px; border-bottom:1px solid rgba(255,255,255,0.1); }\n .footer-brand{ font-family:'Fraunces', serif; color:#fff; font-size:18px; font-weight:700; margin-bottom:10px; }\n .footer-col h5{ font-size:12px; text-transform:uppercase; letter-spacing:.06em; color:rgba(255,255,255,0.4); margin-bottom:14px; font-family:'IBM Plex Mono', monospace; }\n .footer-col a{ display:block; font-size:14px; margin-bottom:10px; color:rgba(255,255,255,0.75); }\n .footer-col a:hover{ color:#fff; }\n .footer-bottom{ max-width:1100px; margin:20px auto 0; display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; font-size:12.5px; }\n .footer-disclaimer{ max-width:1100px; margin:0 auto; font-size:12px; color:rgba(255,255,255,0.35); padding-top:20px; line-height:1.6; }\n\n \/* ===== FLOATING WHATSAPP ===== *\/\n .wa-float{\n position:fixed; bottom:22px; right:22px; z-index:60;\n background:#25D366; color:#fff; width:56px; height:56px; border-radius:50%;\n display:flex; align-items:center; justify-content:center; box-shadow:0 8px 20px rgba(0,0,0,0.25);\n font-size:26px; transition:transform .2s;\n }\n .wa-float:hover{ transform:scale(1.08); }\n\n @media(max-width:780px){\n nav ul{ display:none; }\n }\n<\/style>\n<\/head>\n<body>\n\n<header>\n <div class=\"nav-row\">\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/\" class=\"brand\"><span class=\"brand-mark\"><\/span>Earn Money Online<\/a>\n <nav>\n <ul>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/\">Home<\/a><\/li>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/about\/\">About Us<\/a><\/li>\n <li><a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/contact\/\">Contact<\/a><\/li>\n <\/ul>\n <\/nav>\n <\/div>\n<\/header>\n\n\n<section class=\"hero\">\n <div class=\"hero-inner\">\n <div class=\"eyebrow\"><span><\/span> No signup fee \u00b7 No office required<\/div>\n <h1>Refer financial products. Earn a commission when it converts.<\/h1>\n <p class=\"sub\">Five referral programs \u2014 GroMo, BankSathi, OneCode, Aryo and ZET \u2014 where an approved lead can earn you a payout. Terms, eligibility and payout timing are set by each platform, not by us.<\/p>\n <div class=\"hero-badges\">\n <span class=\"badge\">\ud83d\udcb8 Payouts as published by each app<\/span>\n <span class=\"badge\">\ud83d\udcf1 Mobile-only, no office<\/span>\n <span class=\"badge\">\ud83d\udd01 Some apps offer network-based commission<\/span>\n <\/div>\n <div class=\"cta-row\">\n <a href=\"#ledger\" class=\"btn btn-primary\">Compare all 5 apps \u2193<\/a>\n <a href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" class=\"btn btn-ghost\" target=\"_blank\" rel=\"noopener\">Join WhatsApp Channel<\/a>\n <\/div>\n <p class=\"disclaimer-hero\">These are third-party referral\/affiliate programs \u2014 not investment or lending products offered by us. We are not SEBI, RBI or IRDAI registered for these programs, do not guarantee approvals, payouts or earnings, and may earn a commission if you sign up. Verify current terms inside each app before participating.<\/p>\n <\/div>\n<\/section>\n\n\n<section class=\"section\" id=\"ledger\">\n <div class=\"section-head\">\n <div class=\"kicker\">The Ledger<\/div>\n <h2>Five apps, side by side<\/h2>\n <p>Real numbers pulled straight from each program \u2014 no guessing which one pays best for you.<\/p>\n <\/div>\n <div class=\"ledger\">\n <table>\n <thead>\n <tr>\n <th>App<\/th>\n <th>Welcome Bonus<\/th>\n <th>Per-Sale Commission<\/th>\n <th>Network Income<\/th>\n <th><\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/gromo.png\" alt=\"GroMo\">GroMo<\/td>\n <td class=\"amt\">\u20b9550 \u2013 \u20b91,150<\/td>\n <td class=\"amt\">Up to \u20b92,950\/sale<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/app.gromo.co.in\/pWFG8Lu5e3b\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/banksathi-loan-apps.png\" alt=\"BankSathi\">BankSathi<\/td>\n <td class=\"amt\">\u20b9500<\/td>\n <td class=\"amt\">Per approval<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/onecode.jpg\" alt=\"OneCode\">OneCode<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Up to \u20b950,000\/mo<\/td>\n <td class=\"amt\">10% lifetime<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral \" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/unnamed.jpg\" alt=\"Aryo\">Aryo<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Per lead<\/td>\n <td>\u2014<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/app.aryo.co.in\/refAr\/nHztSX6WXLRsayEwMGrJUGOOC9k2\" target=\"_blank\" rel=\"noopener\">Get Started<\/a><\/td>\n <\/tr>\n <tr>\n <td class=\"app-name\"><img decoding=\"async\" class=\"app-logo\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/Refer-and-earn.jpg\" alt=\"ZET\">ZET<\/td>\n <td class=\"amt\">\u2014<\/td>\n <td class=\"amt\">Up to \u20b91,00,000\/mo<\/td>\n <td class=\"amt\">15% lifetime<\/td>\n <td><a class=\"tbl-cta\" href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/go\/zet-finacial-refer-apps\/\">Get Started<\/a><\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <p class=\"fine\" style=\"text-align:center; margin-top:16px;\">Figures shown are as published by each program and may change without notice \u2014 confirm current bonus amounts inside the app before relying on them. Earnings are not guaranteed and depend on approval by the respective platform. We may earn a commission if you sign up, at no extra cost to you.<\/p>\n<\/section>\n\n\n<section class=\"section\" style=\"background:#fff;\">\n <div class=\"section-head\">\n <div class=\"kicker\">Entry Details<\/div>\n <h2>Read the fine print, then decide<\/h2>\n <p>Each entry below is exactly what the program offers \u2014 no repeated blocks, no inflated claims.<\/p>\n <\/div>\n\n <div class=\"entries\">\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/gromo.png\" alt=\"GroMo app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 01<\/span><h3>GroMo<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Sell financial products \u2014 credit cards, insurance, demat and savings accounts \u2014 for 40+ partner brands. Over 15 lakh people already use the app.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Welcome Bonus*<\/div><div class=\"stat-value\">\u20b9550<\/div><\/div>\n <div><div class=\"stat-label\">3rd Sale Gift*<\/div><div class=\"stat-value\">Up to \u20b91,150<\/div><\/div>\n <div><div class=\"stat-label\">Per Sale*<\/div><div class=\"stat-value\">Up to \u20b92,950<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/go\/gromo-refer\/\">Install GroMo<\/a>\n <a class=\"btn-outline\" href=\"https:\/\/app.gromo.co.in\/pWFG8Lu5e3b\" target=\"_blank\" rel=\"noopener\">Direct Play Store Link<\/a>\n <\/div>\n <p class=\"fine\">Or enter referral code at signup: <span class=\"mono\">58756761<\/span>. *As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/banksathi-loan-apps.png\" alt=\"BankSathi app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 02<\/span><h3>BankSathi<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Refer banking products \u2014 savings accounts, credit cards and loans \u2014 and earn a fixed bonus on your first signup, no investment required.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Welcome Bonus<\/div><div class=\"stat-value\">\u20b9500<\/div><\/div>\n <div><div class=\"stat-label\">Investment<\/div><div class=\"stat-value\">None<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Install BankSathi<\/a>\n <a class=\"btn-outline\" href=\"https:\/\/banksathi.u9ilnk.me\/d\/KnGh9iO5yo\" target=\"_blank\" rel=\"noopener\">Direct Play Store Link<\/a>\n <\/div>\n <p class=\"fine\">We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/onecode.jpg\" alt=\"OneCode app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 03<\/span><h3>OneCode<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Share financial products from 40+ partner banks, NBFCs and fintech companies, as listed inside the app. Referring others to join your network can add further commission.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Earning Potential*<\/div><div class=\"stat-value\">Up to \u20b950,000\/mo<\/div><\/div>\n <div><div class=\"stat-label\">Network Commission<\/div><div class=\"stat-value\">10% lifetime<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral\" target=\"_blank\" rel=\"noopener\">Install OneCode<\/a>\n <\/div>\n <p class=\"fine\">*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2022\/10\/unnamed.jpg\" alt=\"Aryo app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 04<\/span><h3>Aryo<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>A lead-sharing app for financial products \u2014 download, share your link, and start earning from anywhere, anytime.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Model<\/div><div class=\"stat-value\">Per-lead sharing<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/app.aryo.co.in\/refAr\/nHztSX6WXLRsayEwMGrJUGOOC9k2\" target=\"_blank\" rel=\"noopener\">Install Aryo<\/a>\n <\/div>\n <p class=\"fine\">We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n \n <div class=\"entry\">\n <div class=\"entry-media\"><img decoding=\"async\" src=\"https:\/\/earnmoney.finaxyworld.com\/wp-content\/uploads\/2023\/03\/Refer-and-earn.jpg\" alt=\"ZET app\"><\/div>\n <div class=\"entry-body\">\n <div class=\"entry-top\">\n <div><span class=\"entry-num\">Entry No. 05<\/span><h3>ZET<\/h3><\/div>\n <span class=\"stamp\">Live Program<\/span>\n <\/div>\n <p>Sell financial products from 50+ partner banks and NBFCs, as listed inside the app. Referring others to join your network can add further commission.<\/p>\n <div class=\"entry-stats\">\n <div><div class=\"stat-label\">Earning Potential*<\/div><div class=\"stat-value\">Up to \u20b91,00,000\/mo<\/div><\/div>\n <div><div class=\"stat-label\">Network Commission<\/div><div class=\"stat-value\">15% lifetime<\/div><\/div>\n <\/div>\n <div class=\"entry-ctas\">\n <a class=\"btn-sm\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=in.onecode.app&referrer=onecode_referral_code%3Ddigifriend%26utm_medium%3Dreferral\" target=\"_blank\" rel=\"noopener\">Install ZET<\/a>\n <\/div>\n <p class=\"fine\">*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.<\/p>\n <\/div>\n <\/div>\n\n <\/div>\n<\/section>\n\n\n<section class=\"section\">\n <div class=\"section-head\">\n <div class=\"kicker\">Before You Start<\/div>\n <h2>Questions people usually ask<\/h2>\n <\/div>\n <div class=\"faq\">\n <div class=\"faq-item\">\n <h4>Can I really earn money from these apps?<\/h4>\n <p>Yes \u2014 these are legitimate referral programs that pay a commission for every approved lead or sale. Your income depends on your effort and network, not a fixed guaranteed amount.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>Do I need to invest any money?<\/h4>\n <p>No. GroMo, BankSathi, OneCode, Aryo and ZET are all free to join. Any app asking you to pay to sign up is not one of these five.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>Is this SEBI or RBI registered investment advice?<\/h4>\n <p>No. These are referral\/affiliate programs for loans, cards and insurance products \u2014 not investment advisory. Nothing here should be treated as financial advice.<\/p>\n <\/div>\n <div class=\"faq-item\">\n <h4>How fast do payouts happen?<\/h4>\n <p>Timelines vary by app, typically anywhere from 24 hours to about a week after an approved sale \u2014 check the current terms inside each app.<\/p>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section class=\"section\">\n <div class=\"partner-band\">\n <h2>Want to become a full-time DSA partner?<\/h2>\n <p>Register with our loan and financial product partner network for higher-value referrals and dedicated support.<\/p>\n <a class=\"btn btn-primary\" href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfXAi9GOPo-oyFnHgAnQkDem9aoG5jaCwPeC2dRsHAnguK7IA\/viewform\" target=\"_blank\" rel=\"noopener\">Register as a Partner<\/a>\n <\/div>\n<\/section>\n\n\n<footer>\n <div class=\"footer-inner\">\n <div style=\"max-width:280px;\">\n <div class=\"footer-brand\">Earn Money Online<\/div>\n <p style=\"font-size:13.5px; line-height:1.6;\">A curated list of financial referral apps for anyone in India looking to earn from home \u2014 no investment, no office, no MLM.<\/p>\n <\/div>\n <div class=\"footer-col\">\n <h5>Explore<\/h5>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/\">Home<\/a>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/about\/\">About Us<\/a>\n <a href=\"https:\/\/earnmoney.finaxyworld.com\/index.php\/contact\/\">Contact<\/a>\n <\/div>\n <div class=\"footer-col\">\n <h5>Follow<\/h5>\n <a href=\"https:\/\/www.facebook.com\/groups\/loandsacreditcard\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>\n <a href=\"https:\/\/x.com\/MDEnterprise61\">Twitter<\/a>\n <a href=\"https:\/\/www.instagram.com\/mdenterprise61\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>\n <a href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" target=\"_blank\" rel=\"noopener\">WhatsApp Channel<\/a>\n <\/div>\n <\/div>\n <div class=\"footer-bottom\">\n <span>\u00a9 2026 Earn Money Online<\/span>\n <span>Built for Finaxy World<\/span>\n <\/div>\n <p class=\"footer-disclaimer\">This site lists third-party referral\/affiliate programs for informational purposes only and is not SEBI, RBI or IRDAI registered financial or lending advice. We do not operate, control or guarantee the terms, approvals, payouts or earnings of any listed app \u2014 those are set solely by each platform and are subject to change. Referral income shown is illustrative, not guaranteed, and depends on individual effort and approvals; it is not employment or a fixed-income opportunity. Any network\/team-based commission described belongs to the respective app’s own referral structure and is not operated by us. We may earn a commission if you sign up through a link on this page, at no extra cost to you. Please add real Privacy Policy, Terms and Contact pages here \u2014 placeholders were left in the original source and must be replaced before publishing.<\/p>\n<\/footer>\n\n<a class=\"wa-float\" href=\"https:\/\/whatsapp.com\/channel\/0029VaogUk21noz8RzRde93e\" aria-label=\"Join our chat channel\" target=\"_blank\" rel=\"noopener\">\n <svg width=\"26\" height=\"26\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"white\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5z\"\/><\/svg>\n<\/a>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>Compare Financial Referral Apps in India \u2014 Earn Money Online | Finaxy World Earn Money Online Home About Us Contact … <\/p>\n<p class=\"read-more-container\"><a title=\"\" class=\"read-more button\" href=\"https:\/\/earnmoney.finaxyworld.com\/#more-148\" aria-label=\"More on \">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":257,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-148","page","type-page","status-publish","has-post-thumbnail","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":74,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148\/revisions"}],"predecessor-version":[{"id":351,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/pages\/148\/revisions\/351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/media\/257"}],"wp:attachment":[{"href":"https:\/\/earnmoney.finaxyworld.com\/index.php\/wp-json\/wp\/v2\/media?parent=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}