Compare Financial Referral Apps in India — Earn Money Online | Finaxy World
No signup fee · No office required

Refer financial products. Earn a commission when it converts.

Five referral programs — GroMo, BankSathi, OneCode, Aryo and ZET — where an approved lead can earn you a payout. Terms, eligibility and payout timing are set by each platform, not by us.

💸 Payouts as published by each app 📱 Mobile-only, no office 🔁 Some apps offer network-based commission

These are third-party referral/affiliate programs — not investment or lending products offered by us. We are not SEBI, RBI or IRDAI registered for these programs, do not guarantee approvals, payouts or earnings, and may earn a commission if you sign up. Verify current terms inside each app before participating.

The Ledger

Five apps, side by side

Real numbers pulled straight from each program — no guessing which one pays best for you.

App Welcome Bonus Per-Sale Commission Network Income
GroMo ₹550 – ₹1,150 Up to ₹2,950/sale Get Started
BankSathi ₹500 Per approval Get Started
OneCode Up to ₹50,000/mo 10% lifetime Get Started
Aryo Per lead Get Started
ZET Up to ₹1,00,000/mo 15% lifetime Get Started

Figures shown are as published by each program and may change without notice — confirm current bonus amounts inside the app before relying on them. Earnings are not guaranteed and depend on approval by the respective platform. We may earn a commission if you sign up, at no extra cost to you.

Entry Details

Read the fine print, then decide

Each entry below is exactly what the program offers — no repeated blocks, no inflated claims.

GroMo app
Entry No. 01

GroMo

Live Program

Sell financial products — credit cards, insurance, demat and savings accounts — for 40+ partner brands. Over 15 lakh people already use the app.

Welcome Bonus*
₹550
3rd Sale Gift*
Up to ₹1,150
Per Sale*
Up to ₹2,950
Install GroMo Direct Play Store Link

Or enter referral code at signup: 58756761. *As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.

BankSathi app
Entry No. 02

BankSathi

Live Program

Refer banking products — savings accounts, credit cards and loans — and earn a fixed bonus on your first signup, no investment required.

Welcome Bonus
₹500
Investment
None
Install BankSathi Direct Play Store Link

We earn a commission if you sign up, at no extra cost to you.

OneCode app
Entry No. 03

OneCode

Live Program

Share financial products from 40+ partner banks, NBFCs and fintech companies, as listed inside the app. Referring others to join your network can add further commission.

Earning Potential*
Up to ₹50,000/mo
Network Commission
10% lifetime
Install OneCode

*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.

Aryo app
Entry No. 04

Aryo

Live Program

A lead-sharing app for financial products — download, share your link, and start earning from anywhere, anytime.

Model
Per-lead sharing
Install Aryo

We earn a commission if you sign up, at no extra cost to you.

ZET app
Entry No. 05

ZET

Live Program

Sell financial products from 50+ partner banks and NBFCs, as listed inside the app. Referring others to join your network can add further commission.

Earning Potential*
Up to ₹1,00,000/mo
Network Commission
15% lifetime
Install ZET

*As published by the platform; not guaranteed and depends on approvals. We earn a commission if you sign up, at no extra cost to you.

Before You Start

Questions people usually ask

Can I really earn money from these apps?

Yes — these are legitimate referral programs that pay a commission for every approved lead or sale. Your income depends on your effort and network, not a fixed guaranteed amount.

Do I need to invest any money?

No. GroMo, BankSathi, OneCode, Aryo and ZET are all free to join. Any app asking you to pay to sign up is not one of these five.

Is this SEBI or RBI registered investment advice?

No. These are referral/affiliate programs for loans, cards and insurance products — not investment advisory. Nothing here should be treated as financial advice.

How fast do payouts happen?

Timelines vary by app, typically anywhere from 24 hours to about a week after an approved sale — check the current terms inside each app.

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